If you’ve experienced a loss due to a natural disaster or any other event covered by your insurance policy, you are entitled to compensation. However, insurance companies are notorious for using delay tactics and often aim to reduce the payout you rightfully deserve. They send their own investigators and adjusters to assess your property with the primary goal of minimizing your claim.
A Public Adjuster Will Help You Every Step of the Way
You may hire your own public adjusters to ensure you get the desired amount to cover your losses. If your insurance service provider refuses to pay the due amount, or rejects your claim entirely, you have multiple options available.
You may also engage the services of a lawyer. However, hiring a lawyer means you have opted for litigation. This is an absolute last-case scenario when you have no alternatives beyond filing a lawsuit against your insurance company.
Engaging the services of a public adjuster is a much better alternative. Your public adjuster will do all the same work as an attorney—without charging you an hourly rate for their services.
As a general rule, public adjusters don’t charge anything upfront. They will take their commission from the amount they have helped you recover from your insurance service providers. They are also far more likely to get better results than your attorneys. Many insurance companies simply don’t contest claims vetted by public adjusters.
The companies are aware that they can’t really pull a fast one since your adjusters are equally well-versed in reading the fine print of the contract. They will be perfectly at home with the complex legal jargon employed by most insurance companies.
Apart from that, they will also help you file an airtight claim by methodically going through the terms and conditions of the contract. They will thoroughly research and document the nature and scope of the damages while including any extra expenses you may have suffered due to the loss of your business (if applicable).
Ultimately, they will prepare your entire claim document and see to it that your insurance company accepts it in its entirety. They will negotiate claim amounts on your behalf as well.
Are you looking for public adjusters in Canton, OH? The highly experienced insurance professionals at IRPA are your best chance at a favorable settlement.