A ruptured pipe in your home or any other property can cause significant losses. These can include mold, mildew and fungal growth, extensive water damage, and even electrical hazards. Moreover, once your home is flooded, it won’t remain habitable for a long time. Trying to save your property and belongings can be an overwhelming experience. However, your problems might be exacerbated when you file a claim on your home insurance policy.
Most insurance agencies have a lot of red tape, which makes the quick release of funds quite difficult. Apart from that, dealing with insurance inspectors and filling out forms can become a strenuous exercise, especially when your precious belongings are literally left out under the open sky!
If you feel you are way above your head, it’s time to call in a public adjuster to help take care of your insurance claim. These people are proven professionals who bring a lifetime of experience working in the insurance field.
What Is a Public Adjuster?
A public adjuster is an independent agent you can hire to help you navigate the entire insurance claims process. Unlike insurance adjusters and company inspectors, your public adjuster would always be in your corner to ensure you receive your due compensation. Sometimes, insurance company inspectors may be in a hurry and might skip a few critical details. It’s also possible that they won’t be knowledgeable about the minute details of your policy.
How Can a Public Adjuster Help?
Since your public adjusters work for you, they would step in to check the full extent of the losses you have suffered. Once done, they will give their own assessment based on their identification of the total damage to your property. They will also document everything through comprehensive notes and photographs to create a clear paper trail conducive to an ironclad claim.
Once they have all the details of the disaster, they will submit the forms on your behalf. The insurance claims they prepare would include not just every covered item but also every clause that entitles you to any relief as per the terms and conditions of your policy.
Let’s suppose, for example, that you’ve listed all the damaged items you want replaced, but you might have forgotten to include the disposal of the damaged furniture and other stuff. However, you can rest assured that your public adjusters won’t make that mistake.
You can also depend upon them to handle all the paperwork, correspondence, and communication with your insurance company. They will also negotiate with the insurance company if you are not satisfied with your settlement amount. Since they know all the industry-specific jargon and terminology, it would be easy for them to maximize your compensation.
Finally, they will help expedite the process so you can begin rebuilding your home as soon as possible. If you are looking for skilled public adjusters in Akron, OH, just get in touch with IRPA. We have the experience and the expertise to jumpstart your claim process and bring it to a successful conclusion!