YES! It is a misconception that claims are closed once a check is issued. When in fact, claims are only placed in a "suspended or inactive status" until the Statute of Limitations for recovery has run out. The Statute of Limitations time frame varies by state. For example: Statute of Limitations for North Carolina is
When you work with a Public Adjuster through IRPA, they are able to help you in various ways. Review your insurance policy and if it pertains to your problem. Inspect damages you might have from fire, water, storms, or theft. Catalog items and belongings that have been damaged. Provide an estimate of damaged belongings and
Review your insurance policy. Insurance policies are complex and difficult to understand. Policies can change from year to year and often require that insurance claims meet specific conditions. Not meeting the conditions can result in your claim being denied or reduced payments for the property loss. A public adjuster makes sure that a claim meets
Insurance policies require the policyholder (YOU) to document and prove your loss to the insurance company. Few people have the necessary expertise or experience to meet that burden. A public adjuster understands insurance policies. A PA knows about things like current replacement costs, property repair, business income loss, and other elements of property loss that
Public adjusters (PA) represents YOU — the policyholder. Public Adjusters investigate, prepare, document, present, and negotiate home or business property insurance claims. A qualified PA has specialized expertise that simplify and speed up the complicated, time-consuming process for settling a claim for property damage from fire, windstorm, hail, floods, hurricanes, and other disasters. A public